Are you ready for the holidays? If not, we get it. From the challenges of the pandemic and supply and labor shortages to higher costs for everything from gas to groceries, saving up for the holiday season may not have been exactly at the top of your to-do list.
According to the National Retail Federation (NRF) Holiday and Seasonal Trends survey, the average American is projected to spend over a $1,000 on gifts and related expenses during the holidays. Add in the cost of annual property tax and insurance bills (depending on your state and bill payment arrangements), travel, decorations, stocking stuffers, and the increased cost of ingredients to host holiday meals and ‘tis the season to impact your pocketbook.
Be sure to check out, “Are you ready for the $1,000 Holiday Price Tag? Find out if the Equity in your house can help.”
You may think your only option is to hope for a holiday miracle or turn to higher-than-average interest credit cards, but have you considered the advantages that a personal loan from First Bank can offer you?
Just take a look at the benefits:
- It’s unsecured, meaning the loan doesn’t require collateral and isn’t backed by your assets.
- It’s a simple and easy process, so you’ll have fast access to the money you need.
- It can offer you lower, fixed rates with flexible repayment terms.
- It can help you give your friends and family the holiday they deserve.
With a personal loan from First Bank, you’ll have access to funds at amounts starting at $5,000. That means, in addition to paying for the holidays, you can also do some home renovations, update your furniture, enjoy some new holiday decorations, and maybe even buy a few things for yourself. Think of it as your early holiday gift. Now, that makes planning for the holidays a lot more festive!
A personal loan from First Bank is the merriest way to plan for the shocking price tag of the holidays. Not to worry, First Bank’s got you covered. Happy holidays from First Bank.
Click to learn more about a personal loan for the holidays from First Bank.