Financial Education Center

Funding Your Future with a Fixed Annuity

A fixed annuity is a contract between you and an annuity issuer, usually an insurance company. In its simplest form, you pay money to the annuity issuer; the issuer invests the funds and pays the principal and its earnings back to you or to your named beneficiary. What's fixed about a fixed annuity? The issuer guarantees (subject to its claims-paying ability) a minimum rate of interest on your investment and a fixed benefit amount if you elect to annuitize.

Structures and Strategies: Family Business Succession Planning

Charles Claver, Senior Vice President and Family Wealth Advisor, discusses structures and strategies to implement for passing your business to the next generation successfully.

The Ultimate Gift Giving Guide for The Holidays

Shopping for holiday gifts can be a daunting task. From long lines to out-of-stock items, the rush of the holiday season can be overwhelming. As you start thinking of potential holiday gift ideas for your children, keep in mind the things they have been asking for or things they could benefit from.

Veterans Pensions for Retired Servicemembers

The Department of Veterans Affairs (VA) pension program benefits former servicemembers who have limited incomes and, in some cases, health problems that aren't related to military service. The VA also administers a special pension program for Medal of Honor recipients.

As a Servicemember, How Can I Protect Myself Against Identity Theft?

These days, anyone can fall victim to identity theft and servicemembers might be relatively easy targets. Because servicemembers are away from home for long stretches of time and receive a steady source of income, it's easy for scammers to obtain a servicemember's information without being noticed.

There’s No Sugar Cookie-ing It—The Holidays Are Going to Cost You Some Dough

If you haven’t considered how to pay for the holidays yet, now may be a good time. Like always, being prepared and having a plan—and a holiday list—is always your best option.