Thrive Banking Suite

Starting your financial journey shouldn't be complicated
  • Enjoy a simpler banking option to help keep your money safe.
  • Establish or re-establish credit.
  • Keep your home in tip-top shape.
  • Get started on the path to homeownership.

No matter where you are in your financial journey, First Bank is here to help you thrive.

First Bank's Thrive products are designed to empower anyone who is starting their financial journey or wanting to restore their financial freedom.
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Using a checking account to manage your money is smart.

Take the first step toward meeting your financial goals.

Avoid the hassle of check-cashing fees by having your paycheck directly deposited into your Bank On Certified Thrive Checking Account.*

  • $25 minimum opening deposit.
  • Designed to prevent overdrafts and associated Overdraft and NSF Return Item Fees.
  • Enjoy access to free eBanking and Mobile Banking, which includes eStatements, Bill Pay, Pay People, and External Transfer.
  • Avoid $9.95 monthly maintenance fee when one or more Debit Mastercard® purchases or one or more Direct Deposits in any amount posts to the account during a monthly statement period.
  • Link your debit card to Digital Wallet—simply tap and go at checkout.

Bank On Certified

The Cities for Financial Empowerment Fund’s national Bank On platform
supports local coalition and financial institution efforts to connect
consumers to safe, affordable bank accounts.

Good credit can make all the difference.

Put yourself in the driver’s seat.

Your credit score is so important. It’s the score you receive based on paying your bills on time, paying off loans, and more. Get the credit you deserve by building up your credit score utilizing First Bank’s Thrive Credit Builder Loan.*

  • Borrow $500 at a fixed interest rate.
  • Loan amount is held in a Thrive Credit Savings Account while it earns interest.
  • Funds in the Thrive Credit Savings Account are available after 12 months of payments.

Getting your home in tip-top shape has never been easier.

Having the right home improvement loan to fit your specific needs can help make homeownership even sweeter.
First Bank’s Thrive Home Improvement Loan* provides financing for your desired and unexpected home improvements.
  • Borrow $1,000 to $25,000.
  • Enjoy a fixed interest rate.
  • Take advantage of no closing costs.

A Thrive Home Improvement loan is available in Missouri, Illinois, and California.

Homeownership shouldn’t be complicated.

That’s why we designed Thrive Mortgage—it’s easy, simple, and straightforward.

First Bank's Thrive Mortgage Loan* gives individuals and families the lending power needed to achieve homeownership.

  • Designed for first-time homebuyers only.
  • Borrow $30,000 to $200,000.
  • First Bank will match cash down payment and/or closing costs not to exceed $2,000.
  • Enjoy a fixed interest rate.