Deposit Rates

Strengthen your financial foundation.​
  • Capitalize on solid rates.
  • Grow your savings.
  • Reach your goals.

Put your savings plan into action with First Bank's deposit accounts.

Make your money work harder for you.

Promotional Rates

High-Yield CDs/IRAs Rate APY
3-Month CD 3.84% 3.90%
7-Month Promo CD 4.03% 4.11%
13-Month Promo CD 3.69% 3.75%
20-Month Promo CD 3.93% 4.00%
30-Month Promo CD 3.45% 3.51%
40-Month Promo CD 2.96% 3.00%
IRA CDs and Business CDs must be opened in-branch.
High-Yield Savings Account Rate APY
Promo Statement Savings* 4.17% 4.25%
Interest Checking Accounts Balance Tiers Rate APY
First Plus Checking $.01 - $4,999.99 0.01% 0.01%
$5,000.00 + 0.01% 0.01%
Thrive Checking $.01 - $4,999.99 0.01% 0.01%
$5,000.00 + 0.01% 0.01%
Legacy Checking 0.01% 0.01%
First Premier Checking 0.01% 0.01%
Workplace Checking 0.05% 0.05%
Savings & Money Market Accounts Balance Tiers Rate APY
Statement Savings 0.01% 0.01%
Thrive Credit Savings 0.01% 0.01%
Kids Cash Savings (footnote 1) $.01 - $500.00 4.50% 4.59%
$500.01 + 0.01% 0.01%
Health Savings Account $.01 - $4,999.99 0.03% 0.03%
$5,000.00 + 0.03% 0.03%
Performance Money Market $.01 - $2,499.99 0.01% 0.01%
$2,500.00 - $9,999.99 0.01% 0.01%
$10,000.00 - $24,999.99 0.02% 0.02%
$25,000.00 - $49,999.99 0.02% 0.02%
$50,000.00 + 0.02% 0.02%
Workplace Money Market 3.19% 3.23%
CDs/IRAs Rate APY
7 - 29 Days 0.05% 0.05%
30 - 89 Days 0.05% 0.05%
3-Month 3.84% 3.90%
6-Month 1.00% 1.00%
12-Month 1.00% 1.00%
18-Month 0.15% 0.15%
24-Month 0.20% 0.20%
30-Month 0.25% 0.25%
36-Month 0.35% 0.35%
48-Month 0.45% 0.45%
60-Month 0.50% 0.50%
18-Month Variable Rate IRA 4.54% 4.62%
18-Month Variable Rate IRA rate may change after account is opened.
Effective: December 3, 2024