| Promotional Rates - High-Yield CDs/IRAs* | APY* |
|---|---|
| 3-Month CD | 3.51% |
| 7-Month Promo CD | 3.80% |
| 13-Month Promo CD | 3.80% |
| 20-Month Promo CD | 3.51% |
| 30-Month Promo CD | 3.25% |
| 40-Month Promo CD | 3.00% |
| Savings & Money Market Accounts | Balance Tiers | APY |
|---|---|---|
| Icon High-Yield Savings | 3.75% | |
| Statement Savings | 0.01% | |
| Kids Cash Savings | $.01 - $500.00 | 4.59% |
| $500.01 or more† | 0.01% | |
| Health Savings Account | $.01 - $4,999.99 | 0.03% |
| $5,000.00 or more | 0.03% | |
| Thrive Credit Savings | 0.01% | |
| Performance Money Market | $.01 - $2,499.99 | 0.01% |
| $2,500.00 - $9,999.99 | 0.01% | |
| $10,000.00 - $24,999.99 | 0.02% | |
| $25,000.00 - $49,999.99 | 0.02% | |
| $50,000.00 or more | 0.02% |
| Interest Checking Accounts | Balance Tiers | APY |
|---|---|---|
| Imagine Checking | $.01 - $1,000.00 | 3.00% |
| $1,000.01 or more‡ | 0.50% | |
| Icon Checking | $.01 - $100,000.00 | 3.00% |
| $100,000.01 or more†† | 0.50% |
| CDs/IRAs** | APY** |
|---|---|
| 7 - 29 Days | 0.05% |
| 30 - 89 Days | 0.05% |
| 6-Month | 1.00% |
| 12-Month | 1.00% |
| 18-Month | 0.15% |
| 24-Month | 0.20% |
| 30-Month | 0.25% |
| 36-Month | 0.35% |
| 48-Month | 0.45% |
| 60-Month | 0.50% |
| 18-Month Variable Rate IRA | 4.31% |
The Annual Percentage Yield (APY) for each account is accurate as of the above date and is determined by management; APY is subject to change at any time before an account is opened.
*High-Yield CDs/IRAs. IRA CDs and Business CDs must be opened in-branch. Other CDs may be opened in-branch or online. Rates may be different for renewals of maturing CDs and IRAs (ask for details). Annual Percentage Yield (APY) is accurate as of 07/19/2025. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.
**CDs/IRAs. May be opened in-branch only (including IRA CDs and Business CDs). Annual Percentage Yield (APY) is accurate as of 07/19/2025. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.
For Each Interest-Bearing Checking, Savings, and Money Market Account: Annual Percentage Yield (APY) is accurate as of 07/19/2025. This is a variable-rate account. The APY may change any time after the account is opened. $100 minimum deposit required to open a new account ($5.00 for Kids Cash Savings and $25.00 for Imagine Checking). Fees may reduce earnings.
†The APY for the Balance Tier $500.01 or more will range from 4.59% to .01%, depending on the balance in the account.
‡The APY for the Balance Tier $1,000.01 or more will range from 3.00% APY to .05%, depending on the balance in the account.
††The APY for the Balance Tier $100,000.01 or more will range from 3.00% APY to .05%, depending on the balance in the account.