| Promotional Rates - High-Yield CDs/IRAs* | APY* |
|---|---|
| 3-Month CD | 3.00% |
| 4-Month Promo CD (Only Available Online) | 4.00% |
| 7-Month Promo CD | 3.95% |
| 13-Month Promo CD | 3.70% |
| 20-Month Promo CD | 3.25% |
| 30-Month Promo CD | 3.00% |
| 40-Month Promo CD | 2.75% |
| Savings & Money Market Accounts | Balance Tiers | APY |
|---|---|---|
| Icon High-Yield Savings | 3.40% | |
| Statement Savings | 0.01% | |
| Kids Cash Savings | $.01 - $500.00 | 4.30% |
| $500.01 or more† | 0.01% | |
| Health Savings Account | $.01 - $4,999.99 | 0.03% |
| $5,000.00 or more | 0.03% | |
| Thrive Credit Savings | 0.01% | |
| Performance Money Market | $.01 - $2,499.99 | 0.01% |
| $2,500.00 - $9,999.99 | 0.01% | |
| $10,000.00 - $24,999.99 | 0.02% | |
| $25,000.00 - $49,999.99 | 0.02% | |
| $50,000.00 or more | 0.02% |
| Interest Checking Accounts | Balance Tiers | APY |
|---|---|---|
| Imagine Checking | $.01 - $1,000.00 | 2.70% |
| $1,000.01 or more‡ | 0.20% | |
| Icon Checking | $.01 - $100,000.00 | 2.70% |
| $100,000.01 or more†† | 0.20% |
| CDs/IRAs** | APY** |
|---|---|
| 7 - 29 Days | 0.05% |
| 30 - 89 Days | 0.05% |
| 6-Month | 1.00% |
| 12-Month | 1.00% |
| 18-Month | 0.15% |
| 24-Month | 0.20% |
| 30-Month | 0.25% |
| 36-Month | 0.35% |
| 48-Month | 0.45% |
| 60-Month | 0.50% |
| 18-Month Variable Rate IRA | 3.92% |
The Annual Percentage Yield (APY) for each account is accurate as of the above date and is determined by management; APY is subject to change at any time before an account is opened.
*High-Yield CDs/IRAs. IRA CDs and Business CDs must be opened in-branch. Other CDs may be opened in-branch or online (except 4-Month Promo CD may be opened online only). Rates may be different for renewals of maturing CDs and IRAs (ask for details). Annual Percentage Yield (APY) is accurate as of 11/15/2025. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.
**CDs/IRAs. May be opened in-branch only (including IRA CDs and Business CDs). Annual Percentage Yield (APY) is accurate as of 11/15/2025. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.
For Each Interest-Bearing Checking, Savings, and Money Market Account: Annual Percentage Yield (APY) is accurate as of 11/15/2025. This is a variable-rate account. The APY may change any time after the account is opened. $100 minimum deposit required to open a new account ($5.00 for Kids Cash Savings and $25.00 for Imagine Checking). Fees may reduce earnings.
†The APY for the Balance Tier $500.01 or more will range from 4.30% to .01%, depending on the balance in the account.
‡The APY for the Balance Tier $1,000.01 or more will range from 2.70% APY to .20%, depending on the balance in the account.
††The APY for the Balance Tier $100,000.01 or more will range from 2.70% APY to .20%, depending on the balance in the account.