Personal Loans

Take control of your finances with various personal lending options First Bank offers.
  • Enjoy fast access to the funds you need.
  • Secure your loan with a Certificate of Deposit (CD), stocks, or no collateral.
  • Take advantage of low, fixed interest rates and flexible repayment terms.

Ready to accelerate your purchasing power?
First Bank personal loans put you
in the driver's seat.

Discover the benefits of unlocking the power of a personal loan to take control of your finances. With fixed, low interest rates and no collateral options, personal loans are a simple solution to your financing needs whether you are in MO, IL, or CA. Need extra cash or the funds to make a large purchase but wish to avoid using typical, high-interest rate credit cards? Or, do you not have access to enough equity in your home to qualify for a home equity line of credit? Perhaps, you simply want to consolidate high-interest debt to help you budget your money better and free up extra money each month? Then, a personal loan may be the right solution for you!

Apply for a personal loan today and enjoy low, fixed rates, no origination fees, and no pre-payment penalties.

Just take a look at some of the lending options available to you:

  • Certificate of Deposit (CD)/Secured Loan - Use the funds set aside in your interest-earning CD as collateral to secure your personal loan. Best of all, your funds may continue to earn interest in your CD!
  • Stock Secured Loan - Enjoy low-interest financing by using the stocks you already own as collateral. This option may allow you to maintain your investment, while also having access to the funds you need.
  • Unsecured Loan - Take advantage of an unsecured loan, or a loan that doesn’t require you to pledge anything you own as collateral.
  • Thrive Credit Builder Loan - We realize your credit score is a vital part of a successful financial future.  First Bank provides a simple solution to help you establish or rebuild your credit. Thrive Credit Builder Loan may help to accelerate your life in the right direction.
Personal Credit Cards
Find the perfect Mastercard® for your finances.