Financial Education Center

Upcoming NACHA Rule Changes: What Every Business Owner Needs to Know

As digital payments evolve, ACH remains an important option to move money efficiently and securely, but rising fraud risks demand stronger safeguards. NACHA is introducing mandatory rule changes starting in March 2026 to enhance security, reduce fraud, and ensure clearer payment practices for businesses of all sizes. Learn more about these rule changes and the impact on businesses.

2026 Retirement Plan Contribution Limits & IRS Updates: What Employees and Sponsors Need to Know

Get ready for important retirement plan updates in 2026. The IRS has announced changes that could impact your savings strategy, including new contribution limits and rules for certain participants. Learn what’s coming and how to prepare for a smooth transition.

Effective Board Governance: Ensuring Longevity and Multigenerational Success

In the landscape of privately held, family-owned businesses, strong and effective board governance is crucial for ensuring sustained success and multigenerational continuity. A well-designed board framework not only provides necessary oversight but also serves as a valuable source of guidance and independent perspective to ensure accountability, foster long-term value creation, and protect the legacy of the family enterprise.

Community Banks Are Vital for U.S. Communities

Community banks fuel local economies by supporting small businesses with personalized service and flexible lending. Learn why their decline matters and how First Bank is making a difference.

Balancing AI Innovation and Cybersecurity: Risks, Controls, and Best Practices

The financial industry, like many others, is cautiously embracing the rapid advancements in artificial intelligence (AI). Organizations are exploring how AI can enhance customer experience, boost employee productivity, streamline data analysis, automate workflows, and support a wide range of use cases.

Three Homeowner Benefits You Can’t Get While Renting

With increasing rent prices, purchasing a home has become an appealing option for many. Here are some benefits of homeownership that renting doesn't provide.