The holiday season is in full swing! How are you celebrating? Whether you’re having the family over to your house for a meal or taking time to do some holiday shopping, there are many things to take care of before you can sit back and relax. Luckily, First Bank can help.
Here are a few ways First Bank can make your holidays a little brighter this year.
1. Spruce the home up with a Home Equity Line of Credit (HELOC).
A HELOC, also known as a Home Equity Line of Credit, is an ideal way to help you get your home ready for the holidays. With the benefit of being able to get a credit line up to 80% of your home’s equity, you’ll be able to finance your new flooring, paint, appliances, or even some furniture. In addition, initially, you’ll only pay interest on the money you’ve actually used. Plus, you’ll be able to use the funds for other projects after the holidays.
Learn more about our special HELOC rate.
2. Make gift giving easy with a gift card.
Gift cards are the perfect option for a quick, easy gift, or if you’re having trouble finding a gift for someone because you aren’t sure what stores they shop at frequently. Available in values from $10 to $500, our First Bank Mastercard® gift cards are accepted where Debit Mastercard® is accepted, so that the recipient of the gift card can use it virtually anywhere. Visit your local First Bank branch to pick up your gift cards for everyone on your gift buying list today!
3. Utilize a personal loan for extra holiday funds.
Gift giving, purchasing food for holiday meals, holiday decorating, and traveling expenses can really add up. A personal loan can help put more cash in your pocket and help ease financial strain by offering no origination fees and a lower interest rate than most credit cards.
4. Simplify and protect your payments with a First Bank Debit Mastercard®.
Long lines aren’t uncommon during the bustling holiday season, but they can be with Digital Wallet! Securely connect your First Bank Debit Mastercard® to our digital wallet services to quickly get through checkout lines at your favorite stores. Our debit cards can also protect your card and finances from unauthorized use and spending through our zero liability protectionˡ feature and our mobile card controls.
5. Stay on top of your finances with online and mobile banking.
You might notice that your First Bank Checking Account has more transactions than usual, but you’ll want to ensure they are all purchases that you’ve made. According to an article from CNBC, the holiday season is a peak time for card fraud. Stay on top of your transactions and accounts from your computer or mobile device by enrolling in online and mobile banking today.
Shopping for a new checking account? Ready to find a First Bank Checking Account that’s just right for you? Choose from seven checking account options and open your account online!
The holiday season is a busy and costly time of the year. Ensuring you have enough funds available to meet your financial needs and keeping your finances safe from fraud is important. For more information on how our solutions or services can help you, contact a trusted First Bank representative.
1 Pay only for purchases that you have authorized on your First Bank Debit Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply