Buying a home is a process. The mortgage lending team at First Bank is here for all of your financial needs, whether that be during the application process, mortgage pre-approval, or sealing the deal for your new property. We offer an array of home loan financing options to homebuyers throughout Missouri, Illinois, Kansas, and California. Explore our home loan options and resources below to get you into your dream home!
Adjustable-Rate Mortgages
With reduced initial interest rates, ARMs give homebuyers a period of financial flexibility.
Construction Loans
Our Construction Loans provide the funding to cover land, materials, and labor costs and help build your vision into a reality.
FHA Loans
A mortgage loan with easier-to-meet eligibility guidelines could be your ticket to homeownership.
First-Time Homebuyer Loans
Homebuyers with modest incomes can get financial assistance through government-backed home loan programs.
Fixed-Rate Mortgages
With this mortgage loan, you can be absolutely certain your principal and interest payments won’t rise over the loan repayment term.
HomeReady® Mortgage Program
The HomeReady® Mortgage Program is our affordable, low down payment mortgage loan product designed for credit-worthy borrowers of nearly all income levels.
Jumbo Loans
Our mortgage lending team at First Bank knows what it takes to help you finance your upscale home.
Professional Home Loan Program
Lawyers and doctors make a smooth transition with the help of our special mortgage program.
Rural Housing Loans
This government-backed home loan program is a breath of fresh air for those who prefer country living.
Thrive Mortgage Loan
Designed for individuals and families wanting to purchase a lower-priced, affordable home, this mortgage gives you the lending power you need.
VA Loans
With no down payment necessary, our deserving veteran and service members can afford to put down some roots in Missouri, Illinois, Kansas, or California.
Home Loan Resources
All the financial tools you need to apply for a mortgage loan, connect with a home loan advisor, get pre-approved for a home loan, and more.
Resources to help you achieve your financial goals.
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Solutions FinderWe'll make it easier to weigh your options.
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Security HubFrom eBanking to money management, stay up to date to keep your money safe.
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Financial Education CenterEmpowering you to make smart financial decisions so you can focus on what matters.
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CalculatorsLet us do the math for you. Our easy-to-use calculators help you plan your financial journey.