Adjustable-Rate Mortgages

Cut the cost of getting your foot in the door
  • Enjoy lower initial loan rate.
  • Save on monthly payments.
  • Gain protection from rising rates.

Set aside money for new furniture.
Or for your future.

With reduced initial rates, adjustable-rate mortgages give buyers a period of financial flexibility.

Buying a house is expensive. Sometimes it takes every dollar you can scrape together. But there's a way to lower payments during the first years of ownership. An ARM comes with an introductory rate that's definitely special - and one that can buy you time to rebuild your savings and make other purchases.

  • Lock in low interest rates for 5, 7, 10 or 15 years.
  • After that, prepare for interest rates to be adjusted on a semi-annual basis.
  • Get protection from caps that limit how high your rate can go.
  • Profit even more should interest rates decrease over the life of the loan.
  • Consider this loan if you expect your income to rise in the near future, or you plan to move again before the introductory period ends.
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