Boost your business earnings with guaranteed returns. First Bank's Business Certificate of Deposit (CD) products offer fixed, competitive rates and a variety of terms that align with your business’s cash-flow needs and long-term goals, making it easy to grow your reserves with confidence and predictability.
- Deposit at least $1,000 and watch it grow at a competitive fixed interest rate.
- No risk to principal deposit.
- Choose terms ranging from one week to 60 months.
- In general, longer CD terms pay higher returns.
- Enjoy peace of mind with FDIC insurance.
Promotional Rates
| Business High-Yield CDs | APY* |
|---|---|
| Business 3-Month CD | 2.00% |
| Business 4-Month Promo CD | 3.00% |
| Business 7-Month Promo CD | 3.90% |
| Business 13-Month Promo CD | 3.75% |
| Business 20-Month Promo CD | 3.25% |
| Business 30-Month Promo CD | 2.85% |
| Business 40-Month Promo CD | 2.75% |
*Business High-Yield CDs. May be opened in-branch or online. Rates may be different for renewals of maturing CDs (ask for details). Annual Percentage Yield (APY) is accurate as of 07/05/2026. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.