Member FDIC

Understand your FDIC Insurance coverage at First Bank. 
FDIC Insurance

Your deposits at First Bank are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC, an independent agency of the United States government, protects you against the loss of your deposits if an insured bank or savings association should fail. FDIC insurance is backed by the full faith and credit of the United States government.

  • FDIC Insurance covers all deposit accounts including, checking, savings, money market savings, NOW accounts and certificates of deposit (CDs).
  • The standard FDIC insurance amount is $250,000 per depositor, plus $250,000 per owner for certain retirement accounts (including IRAs). 
  • No one has ever lost a penny of FDIC insured funds since the FDIC was created in 1933.  Visit the FDIC web site to learn more about FDIC coverage limits to ensure your deposits are insured and to calculate your coverage amount.
  • The safest place for your money is in the bank where it is FDIC insured, accessible, and may be earning interest. 

For more information about the FDIC or FDIC deposit insurance, visit