Your business goal is to make the most out of every dollar. At the same time, it's unwise to tie up all your assets in long-term financial instruments. Earn more while keeping your money accessible. This account offers competitive rates paired with easy access to your funds, giving any business a premier way to manage cash, maximize earnings, and stay ready for opportunities.
- Open an account with $100.
- Take advantage of check-writing privileges.1
- Enjoy six variable-rate interest tiers for balances of $1,000 and above.
- Access business funds with a free First Bank Titanium Debit Mastercard BusinessCards® for you and your authorized users.
- Use over 55,000 ATMs worldwide with no surcharge fee.2
- Track account growth and manage funds from anywhere easily in Business eBanking (BeB) and free Mobile Banking with the First Bank Biz To Go mobile app.3
- Take advantage of free Business eBanking for a single user with up to three deposit and loan accounts.3 Plus, free eStatements for all Business eBanking packages.4
- Enjoy the first 6 deposits and first 10 deposited items per month at no charge, and avoid an Account Maintenance Fee if certain requirements are met.5
- Add Mobile Deposit Service to your BeB package for no additional cost.6
1Checks may be written on this account. Transactions on this account are limited to six (6) withdrawals and/or transfers each monthly statement cycle by check, draft, or preauthorized/automatic transfer via debit card, telephone, electronic banking, or overdraft protection services. If you exceed these limitations, an Excessive Activity Fee will be assessed ($25 per statement cycle).
2Surcharge-fee-free access to cash at over 55,000 ATMs worldwide that are in the Allpoint® Network. The Non-First Bank ATM Withdrawal Fee does not apply. International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees for more information.
3The basic BeB package for a single user with up to three deposit and loan accounts is free, and First Bank offers a Flexible and Premier package for multiple users, more accounts, and additional features for a fee. See the Business Electronic Banking and Treasury Management Schedule of Fees for more information.
4eStatements are available upon enrollment in Business eBanking. This account has a fee for receiving a paper statement in the U.S. Mail. In BeB, you can choose to go Paperless and no longer receive a paper statement in the U.S. Mail.
5During a monthly analysis/statement period: (1) Avoid the $11.00 Account Maintenance Fee by meeting one requirement: Your account had an Average Collected Balance cycle-to-date of $2,500 or more; (2) Fees include a Cash Handling Fee on the dollar amount of cash deposit and withdrawal transactions over $10,000; (3) For Depository Services, there is no Ledger Credits Fee for the first 6 Ledger Credits that post to your account, and each Ledger Credit above 6 is charged $1.2875 each. There is no Deposited Items Fee for the first 10 items that are deposited in your account, and each deposited item above 10 is charged $0.53 each. Ledger Credits Fee is assessed for a Deposit transaction (including a Check Deposit, Savings Deposit, Lockbox Deposit, Mobile Deposit, Remote Deposit, RTP Credit, and RTP Debit Correction). Total Deposited Items include all deposited items from all available sources and other credits to the account (except ACH and RTP credits). Fees are calculated through our Business Account Analysis system monthly. See the Commercial & Business Banking Account Fees for more information.
6When you enroll in a BeB package, you can request the Mobile Deposit Service for no additional charge. Each check deposited via Mobile Deposit is counted as an item when our Business Account Analysis system calculates the Depository Services Fees for this account. See footnote 5 above.
2Surcharge-fee-free access to cash at over 55,000 ATMs worldwide that are in the Allpoint® Network. The Non-First Bank ATM Withdrawal Fee does not apply. International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees for more information.
3The basic BeB package for a single user with up to three deposit and loan accounts is free, and First Bank offers a Flexible and Premier package for multiple users, more accounts, and additional features for a fee. See the Business Electronic Banking and Treasury Management Schedule of Fees for more information.
4eStatements are available upon enrollment in Business eBanking. This account has a fee for receiving a paper statement in the U.S. Mail. In BeB, you can choose to go Paperless and no longer receive a paper statement in the U.S. Mail.
5During a monthly analysis/statement period: (1) Avoid the $11.00 Account Maintenance Fee by meeting one requirement: Your account had an Average Collected Balance cycle-to-date of $2,500 or more; (2) Fees include a Cash Handling Fee on the dollar amount of cash deposit and withdrawal transactions over $10,000; (3) For Depository Services, there is no Ledger Credits Fee for the first 6 Ledger Credits that post to your account, and each Ledger Credit above 6 is charged $1.2875 each. There is no Deposited Items Fee for the first 10 items that are deposited in your account, and each deposited item above 10 is charged $0.53 each. Ledger Credits Fee is assessed for a Deposit transaction (including a Check Deposit, Savings Deposit, Lockbox Deposit, Mobile Deposit, Remote Deposit, RTP Credit, and RTP Debit Correction). Total Deposited Items include all deposited items from all available sources and other credits to the account (except ACH and RTP credits). Fees are calculated through our Business Account Analysis system monthly. See the Commercial & Business Banking Account Fees for more information.
6When you enroll in a BeB package, you can request the Mobile Deposit Service for no additional charge. Each check deposited via Mobile Deposit is counted as an item when our Business Account Analysis system calculates the Depository Services Fees for this account. See footnote 5 above.