In the world of business, nothing is certain. A few months or years from now, there could be any number of challenges or game-changing opportunities. Whether you’re running a small business or a large company, a Business Savings Account from First Bank helps you set aside funds for future projects, large purchases, or unexpected expenses. Build your financial cushion with a dependable business savings solution that is available to all business types.
- Open an account with $100.
- Earn a variable interest rate
- Access business funds with a free First Bank Titanium Debit Mastercard BusinessCards® for you and your authorized users.
- Use over 55,000 ATMs worldwide with no surcharge fee.1
- Track account growth and manage funds from anywhere easily in Business eBanking (BeB) and free Mobile Banking with the First Bank Biz To Go mobile app.2
- Take advantage of free Business eBanking for a single user with up to three deposit and loan accounts.2 Plus, free eStatements for all Business eBanking packages.3
- Enjoy the first 4 deposits and first 4 deposited items per month at no charge, and avoid an Account Maintenance Fee if certain requirements are met.4
- Add Bill Pay Service and Mobile Deposit Service to your Business eBanking package for no additional cost.5
1Surcharge-fee-free access to cash at over 55,000 ATMs worldwide that are in the Allpoint® Network. The Non-First Bank ATM Withdrawal Fee does not apply. International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees for more information.
2The basic BeB package for a single user with up to three deposit and loan accounts is free, and First Bank offers a Flexible and Premier package for multiple users, more accounts, and additional features for a fee. See the Business Electronic Banking and Treasury Management Schedule of Fees for more information.
3eStatements are available upon enrollment in Business eBanking. This account has a fee for receiving a paper statement in the U.S. Mail. In BeB, you can choose to go Paperless and no longer receive a paper statement in the U.S. Mail.
4During a monthly analysis/statement period: (1) Avoid the $6.00 Account Maintenance Fee by meeting one requirement: Your account had an Average Collected Balance cycle-to-date of $500 or more; (2) Fees include a Cash Handling Fee on the dollar amount of cash deposit and withdrawal transactions over $10,000; (3) For Depository Services, there is no Savings Deposit Fee for the first 4 Savings Deposits that post to your account, and each Savings Deposit above 4 is charged $1.2875 each. There is no Deposited Items Fee for the first 4 items that are deposited in your account, and each deposited item above 4 is charged $0.53 each. Items include all deposited items from all available sources and other credits to the account (including ACH and RTP credits). Fees are calculated through our Business Account Analysis system monthly. See the Commercial & Business Banking Account Fees for more information.
5When you enroll in a BeB package, you can request the Mobile Deposit Service for no additional charge. Each check deposited via Mobile Deposit is counted as an item when our Business Account Analysis system calculates the Depository Services Fees for this account. See footnote 4 above.
2The basic BeB package for a single user with up to three deposit and loan accounts is free, and First Bank offers a Flexible and Premier package for multiple users, more accounts, and additional features for a fee. See the Business Electronic Banking and Treasury Management Schedule of Fees for more information.
3eStatements are available upon enrollment in Business eBanking. This account has a fee for receiving a paper statement in the U.S. Mail. In BeB, you can choose to go Paperless and no longer receive a paper statement in the U.S. Mail.
4During a monthly analysis/statement period: (1) Avoid the $6.00 Account Maintenance Fee by meeting one requirement: Your account had an Average Collected Balance cycle-to-date of $500 or more; (2) Fees include a Cash Handling Fee on the dollar amount of cash deposit and withdrawal transactions over $10,000; (3) For Depository Services, there is no Savings Deposit Fee for the first 4 Savings Deposits that post to your account, and each Savings Deposit above 4 is charged $1.2875 each. There is no Deposited Items Fee for the first 4 items that are deposited in your account, and each deposited item above 4 is charged $0.53 each. Items include all deposited items from all available sources and other credits to the account (including ACH and RTP credits). Fees are calculated through our Business Account Analysis system monthly. See the Commercial & Business Banking Account Fees for more information.
5When you enroll in a BeB package, you can request the Mobile Deposit Service for no additional charge. Each check deposited via Mobile Deposit is counted as an item when our Business Account Analysis system calculates the Depository Services Fees for this account. See footnote 4 above.