Business Overdraft Protection Services

Address a cash-flow challenge
  • Avoid returned items.
  • Arrange for funds transfer.
  • Consider a Business Line of Credit.

Managing the unexpected is part of the job.

At First Bank, we try to keep checking transactions on track even if you have an account shortfall.

With the potential for dozens of transactions on a daily basis, cash flow can fluctuate. Mistakes can happen. With First Bank's Overdraft Protection services, businesses have peace of mind knowing their payments are covered.

  • Overdraft Transfer: A transfer from a linked First Bank account to cover an overdraft; $10/transfer.
  • Business Preferred Line of Credit: Revolving line of credit linked to your checking account to cover an overdraft; Subject to credit approval and finance charges under separate agreement.
  • Business Overdraft Privilege: A non-contractual, discretionary service provided to eligible Small Business Checking Accounts to authorize and pay overdrafts up to a Business Overdraft Privilege limit; $30/each paid item or transaction.

Contact a First Bank Relationship Manager to discuss the option that will work best for your business.

Review Overdraft Protection Services Terms and Conditions.