Business Overdraft Protection Services

Address a cash-flow challenge
  • Avoid returned items.
  • Arrange for fund transfers.
  • Open a Business Line of Credit.

We understand that overdrafts happen.

At First Bank, we try to keep checking transactions on track even if you have an account shortfall.

With the potential for dozens of transactions on a daily basis, cash flow can fluctuate. Mistakes can happen. With First Bank's Overdraft Protection services, businesses have peace of mind knowing they are covered.

Business Overdraft Protection Options

  • Overdraft Transfer: A transfer from a linked First Bank account to cover an overdraft. $10 for each transfer.
  • Business Preferred Line of Credit: A revolving line of credit linked to your checking account to cover an overdraft. Subject to credit approval and finance charges under Business Preferred Credit Loan agreement.
  • Business Overdraft Privilege: A non-contractual, discretionary service provided to eligible Small Business Checking Accounts to authorize and pay overdrafts up to a Business Overdraft Privilege limit.

Contact a First Bank relationship manager to discuss the option that will work best for your business.