Cut costs, increase efficiency, and move money effortlessly. First Bank's Commercial Checking Account is perfect for businesses with robust transaction needs and more complex financial operations. Pair this account with First Bank’s cost‑efficient cash management solutions to streamline payables, receivables, and daily funds management, giving you a smarter, more efficient way to run your business.
- Open an account with $100.
- Access business funds with a free First Bank Titanium Debit Mastercard BusinessCards® for your authorized users.
- Use over 55,000 ATMs worldwide with no surcharge fee.1
- Manage funds from anywhere easily in Business eBanking (BeB) and free Mobile Banking with the First Bank Biz To Go mobile app.2
- Take advantage of free Business eBanking for a single user with up to three deposit and loan accounts.2 Plus, free eStatements for all Business eBanking packages.3
- Add services to a Business eBanking package such as ACH Origination, Wire Transfer Services, Remote Deposit Services, Positive Pay Services, and much more.4
- Enjoy clear item-based pricing for easy account management, and account fees may be offset by an Earnings Credit based on qualifying balances.5
- Add Bill Pay Service and Mobile Deposit Service to your Business eBanking package for no additional cost.6
- Supplement your Commercial Checking Account with First Bank's cost-efficient payables, receivables, and other liquidity management solutions.
1Surcharge-fee-free access to cash at over 55,000 ATMs worldwide that are in the Allpoint® Network. The Non-First Bank ATM Withdrawal Fee does not apply. International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees for more information.
2The basic BeB package for a single user with up to three deposit and loan accounts is free, and First Bank offers a Flexible and Premier package for multiple users, more accounts, and additional features for a fee. See the Business Electronic Banking and Treasury Management Schedule of Fees for more information.
3eStatements are available upon enrollment in Business eBanking. This account has a fee for receiving a paper statement in the U.S. Mail. In BeB, you can choose to go Paperless and no longer receive a paper statement in the U.S. Mail.
4All BeB packages include Internal Transfers, Check Images, Mobile Banking (view only), eStatements (Deposit accounts, Loan accounts, and Account Analysis), Stop Payment Account Alerts, Secure Messaging, QuickBooks, and User Administration (not included in Single package). See the Business Electronic Banking and Treasury Management Schedule of Fees for additional services.
5During a monthly analysis/statement period, fees include: (1) Account Maintenance Fee of $26.00; (2) Borrowed Funds Charge of Prime Rate plus 4% on the Average Negative Collected Balance; (3) A Deposit Assessment calculated on the Average Ledger Balance; (4) Depository Services fees for Checks Paid, Ledger Credits, Total Deposited Items, ACH Received Credit, ACH Received Debit, and Cash Handling (on dollar amount of cash deposit and withdrawal transactions during the monthly analysis/statement period). Ledger Credits Fee is assessed for a Deposit transaction (including a Check Deposit, Savings Deposit, Lockbox Deposit, Mobile Deposit, Remote Deposit, RTP Credit, and RTP Debit Correction). Total Deposited Items include all deposited items from all available sources and other credits to the account (except ACH and RTP credits). Fees are calculated through our Business Account Analysis system monthly and may be offset with an Earnings Credit based on the balances that you maintain with First Bank. See the Commercial & Business Banking Account Fees for more information.
6When you enroll in a BeB package, you can request the Bill Pay Service and Mobile Deposit Service for no additional charge. Each check and electronic remittance payment sent via Bill Pay and each check deposited via Mobile Deposit are counted as items when our Business Account Analysis system calculates the Depository Services Fees for this account. See footnote 5 above.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
2The basic BeB package for a single user with up to three deposit and loan accounts is free, and First Bank offers a Flexible and Premier package for multiple users, more accounts, and additional features for a fee. See the Business Electronic Banking and Treasury Management Schedule of Fees for more information.
3eStatements are available upon enrollment in Business eBanking. This account has a fee for receiving a paper statement in the U.S. Mail. In BeB, you can choose to go Paperless and no longer receive a paper statement in the U.S. Mail.
4All BeB packages include Internal Transfers, Check Images, Mobile Banking (view only), eStatements (Deposit accounts, Loan accounts, and Account Analysis), Stop Payment Account Alerts, Secure Messaging, QuickBooks, and User Administration (not included in Single package). See the Business Electronic Banking and Treasury Management Schedule of Fees for additional services.
5During a monthly analysis/statement period, fees include: (1) Account Maintenance Fee of $26.00; (2) Borrowed Funds Charge of Prime Rate plus 4% on the Average Negative Collected Balance; (3) A Deposit Assessment calculated on the Average Ledger Balance; (4) Depository Services fees for Checks Paid, Ledger Credits, Total Deposited Items, ACH Received Credit, ACH Received Debit, and Cash Handling (on dollar amount of cash deposit and withdrawal transactions during the monthly analysis/statement period). Ledger Credits Fee is assessed for a Deposit transaction (including a Check Deposit, Savings Deposit, Lockbox Deposit, Mobile Deposit, Remote Deposit, RTP Credit, and RTP Debit Correction). Total Deposited Items include all deposited items from all available sources and other credits to the account (except ACH and RTP credits). Fees are calculated through our Business Account Analysis system monthly and may be offset with an Earnings Credit based on the balances that you maintain with First Bank. See the Commercial & Business Banking Account Fees for more information.
6When you enroll in a BeB package, you can request the Bill Pay Service and Mobile Deposit Service for no additional charge. Each check and electronic remittance payment sent via Bill Pay and each check deposited via Mobile Deposit are counted as items when our Business Account Analysis system calculates the Depository Services Fees for this account. See footnote 5 above.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.