There's no reason the money in your business bank account should sit idle until it's needed to cover expenses. With First Bank's Business Interest Checking Account, those funds can earn extra money, just as they would in a savings account. Other powerful features include Business eBanking and Mobile Business eBanking for 24/7 account management and a free First Bank Titanium Debit Mastercard BusinessCard® for fast, secure purchases.
- Earn money on collected Business Interest Checking Account balances $1,000 and over with competitive interest rates.
- Maintain a $5,000 average collected account balance to avoid a monthly Account Maintenance Fee.
- Manage your bank accounts with Business eBanking and Mobile Business eBanking.
- Free online eStatements with check images help you keep close watch on your transactions and spending trends.
- Enhance cash flow management with First Bank's cost-efficient payables, receivables, and other liquidity management solutions.
Frequently Asked Questions
A Business Interest Checking Account is a checking account that allows a business to earn interest on its account balance while still using the account for everyday financial operations. It combines the flexibility of a checking account with the earning potential of a savings account, helping businesses grow their available funds while managing payments, deposits, and cash flow. It includes a business debit card, Business eBanking services, and provides convenient cash flow management.
You can open a First Bank Business Interest Checking Account by contacting us or by scheduling an appointment at one of our branch locations throughout Missouri, Illinois, and California.
First Bank recommends that a personal checking account NOT be used for business transactions. Using a business checking account for business transactions and managing money for your business is the best option, as it keeps account terms, agreements and expectations clear and avoids a mix of personal and business transactions in the same bank account.
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