- Get 3% cash back on travel and dining, 2% on gas and office supplies, and 1% on everything else.1,2
- Earn a $500 cash back bonus when you spend $5,000 in the first 90 days.3
- Take advantage of Mastercard Platinum benefits such as Zero Liability Protection and Premium Easy Savings®.
- Enjoy a best-in-class expense reporting system.+
Plus, take advantage of the following Mastercard benefits*:
- Mastercard ID Theft Protection
- Mastercard Global Emergency Services
- MasterRental Coverage
- Mastercard Easy Savings®
- Premium Easy Savings—only available to World Elite card members
- Shop Runner—only available to World Elite card members
*Mastercard Benefits FAQs
- Services are provided on a 24-hour basis, 365 days a year.
- Services include providing cardholder with a uniform Identity Theft Affidavit and providing assistance completing the Affidavit.
- Assistance in notifying credit reporting agencies.
- Assistance with debit and credit card replacement.
- Provides Identity Theft Resolution Kit.
- Educating the cardholder on how Identity Theft can occur and of protective measures to avoid further occurrences.
- Providing the cardholder with sample letters for use in canceling checks, ATM cards, and other accounts.
- Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting and Emergency Cash Advance.
- Provides insurance coverage for rental cars when the cardholder uses the credit card to pay for the car rental.
- Car rental must be 15 days or less and rental agency coverage must be declined.
- Coverage includes physical damage, theft, out of service, towing charges.
- Does not cover personal injury, personal liability, personal property or damage to other vehicles.
- Automatic rebates from participating merchants.
- Merchants include gas stations, restaurants, hotels and more.
- Automatic rebates from participating upscale merchants and restaurants.
- Save 5% on airfare with access to a dedicated 24/7 Lifestyle Manager who will assist with travel needs.
Mastercard® is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.
+Additional fees may apply.
1For details on Rewards Program, please visit https://firstbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
2Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
3Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://firstbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
If you do not meet the criteria for the World card, you may be considered for the Mastercard Platinum Rewards card.