Your banking power play starts here.
This is your moment to join the lineup. Bank local. Save smarter. Cheer louder.
Your hometown team isn’t the only one delivering excitement this season. When you open a First Bank personal Checking Account with a promo code that correlates to how you heard about the promotion, you will be automatically entered into the Sweepstakes to win an autographed St. Louis Blues jersey†. If you open an Icon High-Yield Savings Account (HYSA) and use the same promo code, you will automatically receive a second entry in the Sweepstakes†. Smart banking. Great rates. Big benefits. That’s a winning lineup.
Checking Accounts
Power your everyday banking with a checking account from First Bank and enjoy competitive rates, convenient eBanking, and financial tools designed to help you reach your goals. Manage your money 24/7 with eBanking, mobile banking, mobile deposit, and Bill Pay and bank your way. Enjoy access to over 55,000 surcharge-free Allpoint® Network ATM locations around the world‡, including 40,000 in the United States. Plus, when you open a checking account and enter a promo code that correlates to how you heard about the promotion, you will be automatically entered into the Sweepstakes to win an autographed St. Louis Blues jersey†. A winning experience on and off the ice!
Icon Checking
- Open an account with $100.00 to earn up to 2.70% APY*.
- Take advantage of the ability to avoid a Monthly Maintenance Fee1.
- Increase your buying power with the higher daily limits of a First Bank Onyx Debit Mastercard®.
- Enjoy free paper statements with check images and eStatements.
- Receive two free personal standard and custom wallet and duplicate check orders4.
- Gain access to free Cashier's Checks and Money Orders.
- Enjoy no First Bank fee for ATM withdrawals at ATMs operated by other banks (domestic and international) and up to a $10.00 credit for other banks' ATM Surcharge Fees5.
Imagine Checking
- Open an account with $25.00 and earn up to 2.70% APY***.
- Take advantage of no Monthly Maintenance Fee if the primary owner is under 25 years of age2.
- Enjoy four free Cashier's Checks or Money Orders in a monthly analysis/statement period.
- Eliminate the worry of Overdraft Fees.
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Power your everyday spending with a First Bank Flex Debit Mastercard®.
Inspire Checking
- Perfect for your everyday banking needs, Inspire Checking offers convenience and flexibility.
- Open an account with $100.00 and gain access to a First Bank Onyx Debit Mastercard® with higher daily limits.
- Take advantage of the ability to avoid the Monthly Maintenance Fee3.
Icon High-Yield Savings
Build your savings momentum with First Bank's Icon High-Yield Savings Account (HYSA), designed to help your money grow faster while keeping access effortless. With competitive rates, 24/7 eBanking, and no-friction saving, it’s the perfect way to strengthen your financial game. Plus, when you open an Icon HYSA and enter a promo code that correlates to how you heard about the promotion, you will be automatically entered into the Sweepstakes to win an autographed St. Louis Blues jersey†.
- Open an account with $100.00.
- Earn 3.17% APY** on all balances.
- Track and manage your money with 24/7 eBanking and mobile banking, mobile deposit, and Bill Pay.
- Enjoy free paper statements and eStatements.
- Avoid the $5.00 Monthly Maintenance Fee by maintaining an open Icon Checking Account or the account has an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
*Icon Checking Account. May be opened in-branch or online. An interest rate of 2.67% will be paid on the portion of the account balance up to $100,000.00 (the APY for this tier will be 2.70%); and the portion of the account balance that is $100,000.01 or more will be paid a lower interest rate of 0.20% (the APY for this tier will range from 2.70% to 0.20%, depending on the balance in the account). Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12/05/2025. This is a variable-rate account, and the interest rates may change after the account is opened. $100.00 minimum deposit required to open a new account. Fees may reduce earnings.
**Icon High-Yield Savings Account (HYSA). May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 12/05/2025. This is a variable-rate account, and the interest rate may change after the account is opened. $100.00 minimum deposit required to open a new account. Fees may reduce earnings.
***Imagine Checking Account. May be opened in-branch or online. An interest rate of 2.67% will be paid on the portion of the account balance up to $1,000.00 (the APY for this tier will be 2.70%); and the portion of the account balance that is $1,000.01 or more will be paid at a lower interest rate of 0.20% (the APY for this tier will range from 2.70% to 0.20%, depending on the balance in the account). Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12/05/2025. This is a variable-rate account, and the interest rates may change after the account is opened. $25.00 minimum deposit required to open a new account. Fees may reduce earnings.
1During a monthly analysis/statement period, avoid the $25.00 Monthly Maintenance Fee by meeting one of these requirements: (1) Direct Deposits totaling $5,000.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $5,000.00 or more; OR (2) You have eligible related deposit and loan accounts, and the combined balances from the related deposit and loan accounts (along with this account) total $50,000.00 or more (includes consumer and non-consumer accounts).
2During a monthly analysis/statement period, a $5.00 Monthly Maintenance Fee is assessed; however, there is no fee if the primary owner is under 25 years of age. A primary owner that is age 13 to 17 must have parent or legal guardian as a secondary owner.
3During a monthly analysis/statement period, avoid the $10.00 Monthly Maintenance Fee by meeting one of these requirements: (1) Direct Deposits totaling $500.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $500.00 or more; OR (2) You have eligible related deposit and loan accounts, and the combined balances from the related deposit and loan accounts (along with this account) total $15,000.00 or more (includes consumer and non-consumer accounts).
4Receive two free personal standard and custom wallet and duplicate check orders every 365 days from account opening date.
5You will not be charged the Non-First Bank ATM Withdrawal Fee for using ATMs operated by other banks (domestic and international), and you will also receive an automatic reversal of up to $10.00 of other banks’ ATM Surcharge Fees per analysis/statement period. International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees for more information.
‡International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees provided at account opening for more information.
†No purchase necessary to enter or win. A purchase will not increase your chances of winning. See Official Rules for details.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
**Icon High-Yield Savings Account (HYSA). May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 12/05/2025. This is a variable-rate account, and the interest rate may change after the account is opened. $100.00 minimum deposit required to open a new account. Fees may reduce earnings.
***Imagine Checking Account. May be opened in-branch or online. An interest rate of 2.67% will be paid on the portion of the account balance up to $1,000.00 (the APY for this tier will be 2.70%); and the portion of the account balance that is $1,000.01 or more will be paid at a lower interest rate of 0.20% (the APY for this tier will range from 2.70% to 0.20%, depending on the balance in the account). Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12/05/2025. This is a variable-rate account, and the interest rates may change after the account is opened. $25.00 minimum deposit required to open a new account. Fees may reduce earnings.
1During a monthly analysis/statement period, avoid the $25.00 Monthly Maintenance Fee by meeting one of these requirements: (1) Direct Deposits totaling $5,000.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $5,000.00 or more; OR (2) You have eligible related deposit and loan accounts, and the combined balances from the related deposit and loan accounts (along with this account) total $50,000.00 or more (includes consumer and non-consumer accounts).
2During a monthly analysis/statement period, a $5.00 Monthly Maintenance Fee is assessed; however, there is no fee if the primary owner is under 25 years of age. A primary owner that is age 13 to 17 must have parent or legal guardian as a secondary owner.
3During a monthly analysis/statement period, avoid the $10.00 Monthly Maintenance Fee by meeting one of these requirements: (1) Direct Deposits totaling $500.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $500.00 or more; OR (2) You have eligible related deposit and loan accounts, and the combined balances from the related deposit and loan accounts (along with this account) total $15,000.00 or more (includes consumer and non-consumer accounts).
4Receive two free personal standard and custom wallet and duplicate check orders every 365 days from account opening date.
5You will not be charged the Non-First Bank ATM Withdrawal Fee for using ATMs operated by other banks (domestic and international), and you will also receive an automatic reversal of up to $10.00 of other banks’ ATM Surcharge Fees per analysis/statement period. International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees for more information.
‡International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees provided at account opening for more information.
†No purchase necessary to enter or win. A purchase will not increase your chances of winning. See Official Rules for details.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.