Overdraft Protection Services

No one is perfect. And we don't expect you to be
  • Maintain peace of mind
  • Avoid returned items
  • Arrange for fund transfers

There's no reason to pay a big price for a small mistake.

Our protection services can set things right if you overspend your checking account.

It can happen to anyone. You forget to record a sizable purchase. Or, you make a math error in calculating your balance. Arrange for protection through one of these options in the event you overspend in your checking account.

  • Overdraft Transfer: Transfer from a linked First Bank account to cover overdraft, $10/transfer
  • Preferred Credit Loan: Revolving line of credit linked to your checking account to cover an overdraft, subject to credit approval and finance charges under Preferred Credit Loan agreement
  • Overdraft Privilege Service: A non-contractual, discretionary service provided on eligible accounts to authorize and pay overdrafts up to an Overdraft Privilege Limit.