When it comes to managing money, a checking account is essential and should be part of your financial foundation. It’s a critical part of your day-to-day financial management and we know the right checking account isn’t just about transactions. It should unlock benefits that support and elevate your lifestyle and long-term goals. First Bank's Icon Checking Account is designed to do more than just meet your needs. It’s built to help elevate them.
While every checking account should make your life easier, Icon Checking takes it a step further.
1. Earn a Premium Interest Rate on Balances up to $100,000
One of the major advantages of First Bank's Icon Checking Account is the ability to earn more on the money you already have. Your money isn’t just sitting idle in the account. Interest is compounding, and your balance is growing at a quicker pace. Our Icon Checking Account is perfect for those who prefer to maintain a large balance in a checking account and enjoy earning a premium interest rate on balances on the first $100,000. The portion of the account balance over $100,000 earns a lower interest rate.
Learn more: What is Compound Interest and How Can I Earn It?
2. Free Check Orders, Paper Statements, Cashier’s Checks, and More
Our Icon Checking Account is designed to go beyond the basics to help you manage your money easier and save long-term. Two free standard and custom wallet and duplicate check orders are available every 365 days from your account opening date. You’ll also benefit from free paper statements with check images, free Cashier’s Checks and Money Orders, and no charge for Stop Payment Orders.
3. Mobile Banking and eBanking
From checking balances and transferring money between accounts to depositing checks, our mobile banking app and eBanking solutions help you stay in control of your finances right at your fingertips. Also, you can schedule External Transfers from other financial institutions, utilize the Bill Pay system, and send money to people using the Pay People service.
4. Easy Access to Your Funds
Need cash? No problem. Our free First Bank Onyx Debit Mastercard® gives you instant access to your funds for everyday purchases, online shopping, and bill payments. In addition, our partnership with Allpoint® allows First Bank clients to conveniently access over 55,000 Allpoint ATMs surcharge-free. You won’t be charged a non-First Bank ATM withdrawal fee at ATMs operated by other banks, both domestic and international (international ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees for more information). Plus, you will also receive an automatic reversal of up to $10.00 of other banks’ ATM Surcharge Fees per analysis/statement period. Together, your debit card and ATM access make managing your money simple, flexible, and stress-free.
5. Use Your First Bank Balances to Your Advantage
Did you know your everyday banking with First Bank can help you save on Monthly Maintenance Fees1? When you keep your Icon Checking, qualifying deposit accounts, or even loans with First Bank, your combined balances of $50,000 or more mean you won't have a Monthly Maintenance Fee on your Icon Checking Account. It's one more reason to make First Bank your go-to place for all your banking needs. Your money works harder when it all works together.
Our Icon Checking Account offers a variety of benefits designed with your financial well-being in mind. With features like a high interest rate on the first $100,000 in your account, free checks and paper statements, and the convenience of eBanking, you’ll have everything you need to keep your money accessible and working harder for you.
While every checking account should make your life easier, Icon Checking takes it a step further.
1. Earn a Premium Interest Rate on Balances up to $100,000
One of the major advantages of First Bank's Icon Checking Account is the ability to earn more on the money you already have. Your money isn’t just sitting idle in the account. Interest is compounding, and your balance is growing at a quicker pace. Our Icon Checking Account is perfect for those who prefer to maintain a large balance in a checking account and enjoy earning a premium interest rate on balances on the first $100,000. The portion of the account balance over $100,000 earns a lower interest rate.
Learn more: What is Compound Interest and How Can I Earn It?
2. Free Check Orders, Paper Statements, Cashier’s Checks, and More
Our Icon Checking Account is designed to go beyond the basics to help you manage your money easier and save long-term. Two free standard and custom wallet and duplicate check orders are available every 365 days from your account opening date. You’ll also benefit from free paper statements with check images, free Cashier’s Checks and Money Orders, and no charge for Stop Payment Orders.
3. Mobile Banking and eBanking
From checking balances and transferring money between accounts to depositing checks, our mobile banking app and eBanking solutions help you stay in control of your finances right at your fingertips. Also, you can schedule External Transfers from other financial institutions, utilize the Bill Pay system, and send money to people using the Pay People service.
4. Easy Access to Your Funds
Need cash? No problem. Our free First Bank Onyx Debit Mastercard® gives you instant access to your funds for everyday purchases, online shopping, and bill payments. In addition, our partnership with Allpoint® allows First Bank clients to conveniently access over 55,000 Allpoint ATMs surcharge-free. You won’t be charged a non-First Bank ATM withdrawal fee at ATMs operated by other banks, both domestic and international (international ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees for more information). Plus, you will also receive an automatic reversal of up to $10.00 of other banks’ ATM Surcharge Fees per analysis/statement period. Together, your debit card and ATM access make managing your money simple, flexible, and stress-free.
5. Use Your First Bank Balances to Your Advantage
Did you know your everyday banking with First Bank can help you save on Monthly Maintenance Fees1? When you keep your Icon Checking, qualifying deposit accounts, or even loans with First Bank, your combined balances of $50,000 or more mean you won't have a Monthly Maintenance Fee on your Icon Checking Account. It's one more reason to make First Bank your go-to place for all your banking needs. Your money works harder when it all works together.
Our Icon Checking Account offers a variety of benefits designed with your financial well-being in mind. With features like a high interest rate on the first $100,000 in your account, free checks and paper statements, and the convenience of eBanking, you’ll have everything you need to keep your money accessible and working harder for you.
1During a monthly analysis/statement period, avoid the $25.00 Monthly Maintenance Fee by meeting one of these requirements: (1) Direct Deposits totaling $5,000.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $5,000.00 or more; OR (2) You have eligible related deposit and loan accounts, and the combined balances from the related deposit and loan accounts (along with this account) total $50,000.00 or more (includes consumer and non-consumer accounts).
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.