It's never too early to start. Get started on the road to savings with helpful resources. We make it easy and enjoyable for kids to learn about money.
Kids Cash Savings
While learning about saving money, kids can put those lessons into practice with this special account.
- Open an account for kids under 18 years of age (account switches to Statement Savings on 18th birthday).
- Deposit $5 to start.
- Earn interest on all balances.*
- No monthly maintenance fee.
- Receive a free First Bank piggy bank.
Kids Cash App
Of all the apps you use, this one can really pay off. Financial literacy has never been easier to learn.
Designed for kids ages 2 to 12, the app explores six different concepts: earning money through chores and first jobs, learning currency, setting goals, defining needs versus wants, and saving money.
Kids can choose their avatars for a customized experience.
The Kids Cash App can be linked to Kids Cash Savings.
*An interest rate of 5.00% will be paid on the portion of the account balance up to $500.00 (the APY for this tier will be 5.12%); and the portion of the account balance that is $500.01 or more will be paid at a lower interest rate of 0.01% (the APY for this tier will range from 5.12% to 0.01%, depending on the balance in the account). Interest Rates and Annual Percentage Yields (APYs) are accurate as of 11/30/2023. This is a variable-rate account, and the interest rates may change after the account is opened. Fees may reduce earnings. Limit one Kids Cash Savings account per person.