Term Loans

We're all-in on small businesses
  • Borrow up to $1 million.
  • Choose from flexible repayment terms.
  • Save with competitive interest rates.

Take care of important matters with
specially tailored loans.

At First Bank, we provide everything from working capital to funds for major purchases.

As a business owner, you depend on exceptional service from suppliers, vendors, accountants and others. At First Bank, we'd like to be among those who contribute to your success. We offer customized lending solutions to small businesses of all types. And we cut through the red tape by having you work with a single point of contact from application to close.

  • Loan amounts from $10,000 to $1 million
  • Choose terms up to five years with longer terms available.
  • Structure your loan for multiple advances.
  • Value and age determine the required collateral. 
  • Choose from variable or fixed interest rates
  • Value and age of collateral determine the loan-to-value.

Common Loan Uses

  • New or used equipment
  • Permanent working capital
  • Tenant improvements
Accounts Receivable
Automate business cash flow with full service deposit and Treasury Management solutions.