Mortgage Branch Manager

Rick Banda
NMLS ID:270452

3001 Harbor Blvd. Ste C
Costa Mesa, CA 92626
(714) 600-3458


I’m so happy you’re considering First Bank Mortgage for your home buying or refinancing needs. As a knowledgeable First Bank Home Loan Advisor, I’m committed to advising and educating consumers about the home purchase or refinance process and how to better manage their mortgages by discussing loan terms, rates, fees, and other costs.  It is my goal to make sure the client’s needs are matched with an appropriate loan program. At First Bank, you’ll have one single source of contact throughout the entire home loan process.  Me!

How can I help you achieve your goals?

My Specialties
  • Conventional loans
  • VA loans 
  • First time buyer programs
  • Jumbo Portfolio Loans

My mission is to simplify and streamline the lending process, and to open more doors to homeownership with flexible lending programs and exceptional service. With more Lending options, we have more ways to say “Yes” to you. I look forward to providing you with more information about our unique lending programs, services and solutions, designed to meet all your mortgage-lending needs.

" I am very pleased to write this review letter about Mr. Rick Banda, my personal lender towards the purchase of my first U.S. home… Having no prior home purchase experience and knowing barely anything about how to negotiate with the house sellers at the purchase agreement signing, at the credits request, at how escrow works and how to go about gathering the required documentation and proof for escrow, I felt Mr. Banda was absolutely stellar in teaching and training me how to successfully navigate during the entire process by also maintaining a very high level of professionalism, respect, transparency, clarity and ethics… I strongly believe Mr. Banda is one of the best assets and a very highly valued member of the First Bank team.”

- Vasileios