Money Management Skill Building: Five Age Appropriate Jobs for Tweens

When your child starts to take an interest in money, it’s usually an ideal time to consider letting them earn an allowance or earn money from chores. This will allow them to practice managing their money before they have any financial obligations to take into consideration. Additionally, you’ll want to reinforce the importance of saving by utilizing their Kids Cash Savings Account. Establishing sound financial habits when they are young can help them successfully manage money later on.

As your child continues to grow into their tween years, they might take an interest in other things to earn more money. You’ll want to ensure their job is age appropriate and that they are getting compensated fairly.

Here are five jobs that are appropriate for tweens.

1. Lawn maintenance

Lawn maintenance or yard work is a great way to earn some extra cash. In the spring and summer, your child can begin mowing lawns, which can help your child build a clientele as the lawn will need to be cut throughout the seasons. Once the grass no longer needs mowing, your child can assist with raking leaves for the clients they were cutting grass for. Likewise, if you get snow in the colder months where you live, they can assist with shoveling steps, sidewalks, or driveways.

2. Babysitting

Older tweens that have younger siblings are often ideal candidates for babysitting as they have experience with younger children. Consider if your tween is responsible and mature enough to watch a friend or family’s child. Determine with the child’s parent what the appropriate length of time your child should babysit for is and what time of day works best.

Learn more on Teaching Your Teen About Money.

3. Pet care

Taking care of a pet is an easy, yet essential job for the wellbeing of the pet. If your child has family members, friends, or neighbors going out of town, consider asking them if your child can check up on their pets. Depending on the pet, the frequency of care and the type of care will vary. Make sure your child understands what will need to be done before the pet owner leaves in case your child has any questions.

4. Lemonade stands

Lemonade stands are ideal because they don’t take much preparation and can help your child understand the basics of operating a business. Lemonade powder and cups are inexpensive and your child can help pay for these costs. After they’ve used all of the cups and powder, they can re-stock with the money they’ve made from the stand. For young, future entrepreneurs, this is a great introduction to the mechanics of the business world.

5. Office work at a family business

Office work at a family business, such as sorting or filing papers or creating copies of documents, can be a great way to let your child earn some money and introduce them to the business. Involving them early can also spark an interest in wanting to take on more responsibility in the business later on. If there isn’t a family business in your family, consider if your friends have one and if they would be willing to let your child complete some work around the office, shop, or storefront.

Read more on Family Businesses: Engaging the Next Generation for Long-Term Success.

Letting your tween work an age appropriate job has many benefits, including earning an income and practicing managing the money they earn, while also learning the importance of building funds in a savings account. Learn more about First Bank’s Kids Cash Savings Account.