Introduction to College Banking

Classes are underway and it’s important to be prepared. Are you ready?

It’s that time of year when campus sports have started, fall weather is here, and professors have loaded students up with homework. Whether you’re a returning college student or a freshman, there are plenty of things that you can get ahead of during this time.

Let’s be honest, college can be expensive – and many of the expenses are not on tuition. Having cash is a must, and with your on-the-go lifestyle, you should be able to access your money anywhere you go. Even if you already have an account in your hometown, it would help you to find a bank with an account that you can access while away at school.

With hectic days being spent on campus, we highly recommend opening an online student checking account. First Bank has been around for years, helping people with all sorts of busy lifestyles stay on top of their finances – including you. With over 100 years of banking experience, we are constantly innovating with the times and technology. College students will even have the ability to open a student checking account with no fees with First Bank.

Student Checking

Opening a student checking account is a smart solution for anyone between the ages of 16 to 24. This account gives you a discounted rate on your first order of checks, the ability to bank right from your mobile phone and on your computer through First Bank’s eBanking, free bill pay, and so much more.

For more information on terms, charges, features, and benefits, check out checking account options.

eBanking

If you like to have the ability to bank from anywhere, at any time, from your phone or computer, then secure eBanking is a great option for you.

A few features that eBanking provides includes:

  1. sending money to a friend’s cell phone, bank account, or email
  2. allowing you to view your account transactions
  3. viewing or saving your online statements

For more information on additional features and pay options, please visit secure eBanking.

Mobile Banking

Mobile banking is an attractive solution if there isn’t a branch near you, or if you simply don’t have the time to make a trip to the bank. If you need to pay a bill or transfer money into a different account, the First Bank on the Go mobile banking app has you covered. 

Here are some additional features for your convenience:

  • Check account balances
  • View your account history and pending transactions
  • View images of your cleared checks
  • Add a payee or view/cancel current pending payments
  • Deposit checks with Mobile Deposit
  • Send money to a friend with People Pay

The First Bank on the Go app is available for FREE download on iPhones, iPads, Androids, and Android Tablets. If you don’t want to use the app, no problem! As long as you have an Internet-enabled device, you will still have access to mobile banking.

Genesis Debit Card

For students and parents, the Genesis Debit Card is an ideal option. This card allows parents to open a joint checking account with their child and offers the child their own debit card. A daily limit is put into place to help maintain your child’s spending habits. You’ll also have the ability to transfer money directly from your personal checking account into your child’s checking account. And, if the account falls below a specified threshold, you can establish email or text message notifications to alert you.

Digital Wallet

Alongside a First Bank on the Go mobile banking app, First Bank also offers FREE Apple Pay®. Don’t worry, your card details are never shared nor are they stored on your device. Focused on privacy and safety, Apple Pay® through the app can be used on your iPhone®, Apple Watch®, or iPad®.

First Bank’s convenient eBanking, Mobile Banking, and secure Debit Card products makes it easy and convenient to bank from wherever you are, even while you’re on the go!