COVID 19 Emergency Preparedness

Let's Help Protect Our Community from Coronavirus, or COVID-19

What First Bank is doing?

Savings and Money Market Account Withdrawal Limitations

Effective Monday, April 27, 2020, First Bank has temporarily suspended transaction limits and associated fees for both consumer and business Savings and Money Market accounts.

First Bank Consumer Loan Relief Program

What is it?

  • Request for a 120- day deferral of loan payments.
  • No late payment fees assessed during deferment period.
  • No adverse credit bureau reporting during deferment period.
  • Retain interest rate concessions for auto-debit loan payments during deferment period.
  • PLEASE NOTE: Borrowers with funding availability on their loan, who want to maintain their availability, are not eligible for deferment. If deferment is requested, the availability will be frozen for the deferment period. This provision also applies to Home Equity Lines of Credit.
  • Read more about First Bank Mortgage Loans.

How to Request?

  • Access the Consumer Loan Relief Form by clicking Single Owner or Joint Owner.
  • Read the terms and conditions.
  • Acknowledge the form with DocuSign.
  • Forms will auto-route to the Consumer Loan Relief team for review and approval.
  • Once approved, you will receive the final DocuSign agreement as approval. Please keep this form for your records.

First Bank Mortgage Forbearance Program

What is it?

  • A forbearance plan is an agreement that allows borrowers experiencing a temporary hardship to make no mortgage payment at all during the plan’s term.
  • Suspend your monthly mortgage payment obligation for at least 3 months.
  • Open the fillable PDF to read the details of the forbearance program, to request this program complete the information at the bottom of the form, save it and send to FBM.COVID19@fbol.com.

Savings and Money Market Account Withdrawal Limitations

​Effective Monday, April 27, 2020, First Bank has temporarily suspended transaction limits and associated fees for both consumer and business Savings and Money Market accounts.

As always, the safety of our First Bank clients and employees is our highest priority. As such, due to the recent events surrounding COVID-19, First Bank has implemented added precautionary measures to help fight the spread of this disease and further protect our impacted communities. In light of recent events, we are implementing the following course of action:

  • Our branches and ATMs are cleaned daily as part of our normal course of business. We have increased those efforts by continuously disinfecting surfaces that are frequent points of contact, such as door handles, keyboards, PIN pads, ATM screens and many others, throughout the day.
  • Asking any employee with direct or indirect exposure to self-quarantine for the recommended period of time, while seeking medical attention from a qualified healthcare provider.
  • Educating our employees on COVID-19, encouraging self-monitoring for any associated symptoms, and asking employees to remain at home when ill.
  • Following the CDC's guidelines for prevention, including adhering to proper hygiene habits with the addition of maintaining additional cleaning and sanitation supplies at all locations.
  • Call our First Bank Service Center at 800-760-2265 on weekdays from 7 AM to 9 PM and on Saturdays from 9 AM to 5:30 PM (Central Time).
  • Branches are appointment only.

PPP First Draw or Second Draw Loan Application Request

First Bank is now accepting First Draw or Second Draw PPP loan requests.  Please contact your local First Bank branch or your First Bank Relationship Manager for details on the First Bank application process.

PPP Forgiveness Application Request

First Bank is temporarily suspending the Forgiveness Application request process in order to update our Forgiveness forms.  The Small Business Association (SBA) recently updated the 3508, 3508EZ and 3508S Forgiveness forms to comply with the Economic Aid Impact Act passed on 12/28/20.  The Forgiveness Application request process will re-open in early March.

Webinar: Paycheck Protection Program- Important Information for First Draw Borrowers

Wednesday, February 24, 2021
11:00 am – 12:00 pm Central

Join us to learn more about the Paycheck Protection Program for First Draw Borrowers, including program details, eligibility, and how to apply with First Bank.

Our Special Guests include:
• Tim Fogerty, Managing Director, First Bank Commercial Banking
• Kate Mayfield, Director of Credit Underwriting, First Bank

SBA Resource Center

The Importance of Emergency Funds

Practicing Social Distancing?
With First Bank's Consumer eBanking, You Can Bank Anywhere–Anytime.

  • Enroll your mobile phone or device in Mobile Banking!
  • Make a Mobile Deposit anywhere and anytime from your mobile device!
  • Pay bills from your computer, mobile phone, or device!
  • Set up account alerts to be sent via email or text, manage contact information, set up eStatements, and order checks!
  • Set up transfers between First Bank accounts and other financial institutions!
  • Access account information 24 hours a day, 7 days a week, from any touch-tone telephone with Telephone Banking!
  • Need access to funds? Find the perfect card to fit the way you bank.
  • Homeowners access funds whenever you need them – and for whatever you choose.



 

Webinar: Paycheck Protection Program- Important Information for First Draw Borrowers

Wednesday, February 24, 2021
11:00 am – 12:00 pm Central

Join us to learn more about the Paycheck Protection Program for First Draw Borrowers, including program details, eligibility, and how to apply with First Bank.

Our Special Guests include:
• Tim Fogerty, Managing Director, First Bank Commercial Banking
• Kate Mayfield, Director of Credit Underwriting, First Bank

SBA Resource Center

The Importance of Emergency Funds

Practicing Social Distancing?
With First Bank's Consumer eBanking, You Can Bank Anywhere–Anytime.

  • Enroll your mobile phone or device in Mobile Banking!
  • Make a Mobile Deposit anywhere and anytime from your mobile device!
  • Pay bills from your computer, mobile phone, or device!
  • Set up account alerts to be sent via email or text, manage contact information, set up eStatements, and order checks!
  • Set up transfers between First Bank accounts and other financial institutions!
  • Access account information 24 hours a day, 7 days a week, from any touch-tone telephone with Telephone Banking!
  • Need access to funds? Find the perfect card to fit the way you bank.
  • Homeowners access funds whenever you need them – and for whatever you choose.



 

Financial Coaching
Let our team help create a gameplan for your financial goals.