Icon High-Yield Savings
Celebrate your iconic status and keep your savings goals moving forward while earning a premium interest rate with Icon High-Yield Savings from First Bank.
- Open an Icon High-Yield Savings Account (HYSA) with just $100.00 online or at your local First Bank branch in Missouri, Illinois, or California.
- Earn 3.40% APY* on all balances.
- Avoid the $5.00 Monthly Maintenance Fee by maintaining an open Icon Checking Account or the account has an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
- Track and manage your money with 24/7 eBanking and mobile banking.
- Set up automatic savings through First Bank's eBanking - simply set it, forget it, and watch your money grow.
Certificates of Deposit
Lock in higher fixed interest rates with a Certificate of Deposit (CD) and take your savings to new heights. Check out the best CD rates we have to offer! Open a CD online or in-branch today to start maximizing your savings.
| Promotional CD Rates** | APY** |
|---|---|
| 3-Month CD | 3.51% |
| 7-Month Promo CD | 3.95% |
| 13-Month Promo CD | 3.75% |
| 20-Month Promo CD | 3.25% |
| 30-Month Promo CD | 3.00% |
| 40-Month Promo CD | 2.75% |
Do you have a First Bank CD that will mature soon? Call or visit your local First Bank branch to renew your CD with one of these great promotional rates.***
*Icon High-Yield Savings Account (HYSA). May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 10/31/2025. This is a variable-rate account, and the interest rate may change after the account is opened. $100.00 minimum deposit required to open a new account. Fees may reduce earnings.
**CDs. May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 10/31/2025. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.
***For a maturing CD: Annual Percentage Yield (APY) is accurate as of 10/31/2025, and is subject to change at any time before a maturing CD is renewed. You must visit or call a First Bank branch to request the promotional rate and term no later than 14 days after the CD’s maturity date, or your CD will automatically renew according to your CD’s terms and conditions, and you will need to call us on or after the maturity date to learn the new interest rate and APY. A penalty may be imposed for early withdrawal.
**CDs. May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 10/31/2025. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.
***For a maturing CD: Annual Percentage Yield (APY) is accurate as of 10/31/2025, and is subject to change at any time before a maturing CD is renewed. You must visit or call a First Bank branch to request the promotional rate and term no later than 14 days after the CD’s maturity date, or your CD will automatically renew according to your CD’s terms and conditions, and you will need to call us on or after the maturity date to learn the new interest rate and APY. A penalty may be imposed for early withdrawal.