High-Yield Savings and CDs

Savings aren't seasonal at First Bank.
Plant seeds for the future with a high-yield savings account or CD.
  • Turn over a new leaf when you earn 4.75% APY* with a high-yield savings account.
  • Fall into some of our best CD rates of 4.50% APY** for 7 months or 4.25% APY** for 13 months.
  • Grow your hard-earned money by opening an account online or in-branch today!

High-Yield Savings Account

Reap the rewards of a high-interest savings account to squirrel away your hard-earned money for all of life's seasons. 

  • Earn 4.75% APY*, our best high-yield savings account we have to offer.
  • Open a Promo Statement Savings Account, First Bank's high-yield savings account, online or in-branch.

Certificate of Deposit

Fall is in the air, and so are great CD rates. Our high-yield Certificates of Deposit will help you meet your financial goals. Lock in higher fixed interest rates and grow your savings with a Certificate of Deposit. Choose your term and get started saving today!
 
Check out the best CD rates we have to offer! Open a CD online or in-branch at one of our Missouri, California, or Illinois locations today to start maximizing your savings.
  • 3-Month CD at 4.90% APY**
  • 7-Month CD at 4.50% APY**
  • 13-Month CD at 4.25% APY**
  • 20-Month CD at 4.00% APY**
Looking to lock in a great CD rate for a longer time period? Open a 30-Month or 40-Month CD in-branch today!
  • 30-Month CD at 3.51% APY***
  • 40-Month CD at 3.00% APY***
*Promo Statement Savings, First Bank’s High-Yield Savings Account. May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 10/23/2024. This is a variable-rate account. The APY of 4.75% (interest rate of 4.65%) may change at any time after the account is opened. $100 minimum new money  deposit required to open a new account. Fees may reduce earnings. New money  is defined as funds not currently on deposit with First Bank.

The following terms apply to existing First Bank accountholders, and these terms may change at any time without notice:
  • For all existing First Bank accountholders opening a Promo Statement Savings account with funds currently on deposit with First Bank:  A new Promo Statement Savings account may be opened in-branch with funds currently on deposit with First Bank; however, the minimum opening deposit must include $5,000 new money. This does not apply to funds currently on deposit with First Bank in a Promo Statement Savings or Promo Performance Money Market account (see below).
  • For an existing First Bank Statement Savings or Performance Money Market account:  This interest rate and APY may be applied to an existing Statement Savings or Performance Money Market account after a minimum new money  deposit of $5,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY.
  • For an existing First Bank Promo Statement Savings or Promo Performance Money Market account that currently has an interest rate of 3.98% or less:  1) This interest rate and APY may be applied to an existing Promo Statement Savings or Promo Performance Money Market account after a minimum new money  deposit of $10,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY. 2) A new Promo Statement Savings account may be opened in-branch  with funds currently on deposit with First Bank in this account; however, the minimum opening deposit must include $10,000 new money.
  • For an existing First Bank Promo Statement Savings or Promo Performance Money Market account that currently has an interest rate of more than 3.98% (but less than 4.65%):  1) This interest rate and APY may be applied to an existing Promo Statement Savings or Promo Performance Money Market account after a minimum new money  deposit of $20,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY. 2) A new Promo Statement Savings account may be opened in-branch  with funds currently on deposit with First Bank in this account; however, the minimum opening deposit must include $20,000 new money.

**CDs. May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 10/23/2024. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.  

***CDs. May be opened in-branch. Annual Percentage Yield (APY) is accurate as of 10/23/2024. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.