High-Interest Certificates of Deposit

Grow your savings with a Certificate of Deposit.

  • Keep your financial foundation strong with First Bank's best CD rate of 4.05% APY* for 7 months.
  • Experience peace of mind with a 13-month CD at 3.90% APY*.
  • Open an account online or in-branch today to take advantage of these high-interest CD rates.

Personalize your savings strategy with First Bank's high-interest CD options.

With CD laddering, choose varying terms that align with your personal savings goals.

Watch your savings grow and secure your financial future when you lock in higher fixed interest rates with a CD. Choose your term and get started saving today! Open a CD online or at your local Missouri, Illinois, and California branch and select the special offer that works for you.

  • 3-Month CD at 3.51% APY*
  • 7-Month CD at 4.05% APY*
  • 13-Month CD at 3.90% APY*
  • 20-Month CD at 3.51% APY*
  • 30-Month CD at 3.25% APY*
  • 40-Month CD at 3.00% APY*

*CDs. May be opened in-branch or online. Rates may be different for renewals of maturing CDs (ask for details).  Annual Percentage Yield (APY) is accurate as of 04/30/2025. APY may change before CD is opened and funded.  $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.