High-Yield Certificates of Deposit

Plant seeds for the future and open a high-yield CD!

  • Turn over a new leaf with our highest CD rate of 4.90% APY* for 3 months.
  • Fall into some of our best CD rates of 4.50% APY* for 7 months or 4.25% APY* for 13 months.
  • Reap the rewards of a high-interest CD and collect guaranteed returns.

Personalize your savings strategy with First Bank's high-interest CD options.

With CD laddering, choose varying terms that align with your personal savings goals.

Fall is in the air, and so are great CD rates. Savings aren't seasonal at First Bank. Our high-yield Certificates of Deposit will help you meet your financial goals. Lock in higher fixed interest rates and grow your savings with a Certificate of Deposit, giving you the flexibility to customize your savings plan to fit your needs. Choose your term and get started saving today!

Open a CD online or in-branch at one of our Missouri, California, or Illinois locations today, and select the special offer that works for you.

  • 3-Month CD at 4.90% APY*
  • 7-Month CD at 4.50% APY*
  • 13-Month CD at 4.25% APY*
  • 20-Month CD at 4.00% APY*

Looking to lock in a great CD rate for a longer time period? Open a 30-Month or 40-Month CD in-branch today!

  • 30-Month CD at 3.51% APY**
  • 40-Month CD at 3.00% APY**

*CDs. May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 10/23/2024. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal. 

**CDs. May be opened in-branch. Annual Percentage Yield (APY) is accurate as of 10/23/2024. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.